Believe it or not, your oral health is vital to your overall wellbeing. A bright, healthy smile is good for your self-esteem and confidence. You look younger and feel better when you have a beautiful smile. This is true at any stage of adulthood, but especially for senior citizens.When you are on a fixed income having that beautiful, bright smile can seem out of reach; however, the ability to access low cost dental care can make all the difference in the world.
Dental Insurance Plans
If you are a senior who is still employed, you may have dental insurance through your workplace. There are a wide variety of companies and plans within companies but if your employer is paying for part of your dental premium, you most likely have a low cost dental care plan.
Regardless of the type of dental plan you may have through your employer, understanding how to make your dental insurance dollars stretch as far as possible is important. With the right timing, you can make a big difference with your bottom line.
Other Options
What if you are not employed or what if your insurance does not cover the procedure you want performed? Medicaid may cover some of your dental expenses, but not all of them. There are still options available for low cost dental care.
Payment by credit card is a possibility but it may not necessarily end up being a low cost dental care option due to high interest rates, unless you are prepared to pay off the balance within the designated time frame. There is a more affordable credit option and that is the CareCredit® program.
With CareCredit®, once you are approved, you can get short-term financing for your dental work. Payments are made over a certain time frame. You choose to make payments within 6, 12, 18 or 24 months. CareCredit® makes paying for dental care simple and affordable.
Depending on the extent of work to be done, your dentist may be open to discussing a low cost dental care payment plan with you. If you are able to commit to an agreed-upon amount, your dentist may be willing to accept installment plan payments. Completing one procedure at a time may take longer, but it would also allow you to get your dental work done in a cost effective manner.
Thinking Outside the Box
Creative thinkers may choose to take advantage of one of the crowd source funding options like GoFundMe or Indiegogo. While this is putting yourself out there, some individuals have had great success with this method of creating revenue for their dental care.
At Brenham Family Dental, we are willing to work with our senior citizen patients to help them obtain low cost dental care. Don’t compromise your wellbeing with poor oral health. Call us today and let us help you make a plan to get your smile looking beautiful.